Eleventh Circuit Business Blog

Category: Consumer Protection

FDCPA “Initial Communications With Consumers”: A Communication to the Consumer’s Attorney Counts, and the Requirement that Disputes be “In Writing” Must Be Included

Posted on by John Beck

In Bishop v. Ross Earle & Bonan, P.A., 817 F.3d 1268 (11th Cir. 2016), the Eleventh Circuit, addressing three issues of first impression, held that (1) a collection notice sent to a debtor’s attorney was a “communication with a consumer” within the meaning of § 1692g of the Fair Debt Collection Practices Act (“FDCPA”); (2)…